About this PositionThe Underwriting & Risk Analyst plays a key role in advancing underwriting research and development by applying quantitative analysis to evaluate risk and improve decision-making. This role conducts cost/benefit analyses and mortality studies to measure the financial impact of underwriting strategies and product designs. By integrating data-driven insights with innovative methodologies, the analyst helps refine risk selection, enhance pricing accuracy, and support sustainable growth. They will work closely with President, Chief Underwriter and Medical Director of Primerica Life on assessment of new data and tools.Responsibilities & QualificationsResearch new and existing external data sources and evaluate their impact on risk segmentation and underwriting performanceCollaborate with underwriting, claims, actuarial, and R&D teams to explore emerging methodologies, data sources, and innovative opportunitiesParticipate in cross-functional groups to integrate analytical findings into underwriting strategy, workflow enhancements, and R&D initiativesShare research insights through presentations and discussions with leadershipSupport development and testing of predictive models and underwriting tools including data preparation, variable selection, and model validationConduct mortality, morbidity, and experience studies to assess a/e outcomes and the value of underwriting methodologiesPerform cost/benefit analyses of underwriting requirement modifications, rule changes, and process improvementsConduct validation studies comparing predictive model outputs to historical underwriting outcomes while documenting methodologies, assumptions, and findingsTranslate complex analytical, actuarial, and statistical findings into clear actionable recommendationsPartner with actuaries to refine assumptions, assess model interpretability, and ensure alignment with pricing and risk expectationsIdentify underwriting practices that correlate with favorable or unfavorable mortality experience and recommend strategic adjustmentsDesign and maintain dashboards that track underwriting performance such as placement rates, risk metrics, and predictive model resultsDevelop executive-level presentations summarizing research insights, statistical findings, and impact on the businessLead analytic projects that align with R&D initiatives across multiple departments within life insurance operationsQuery and analyze data using tools such as SQL, MS Access, Python, Palantir Foundry, and others as requiredCreate reports, presentations, and visual dashboards in support of department or business operationsRegularly present and provide insights to senior leadershipExpertise in quantitative data analysis methods and data miningExcellent diagnostic and problem solving skills to analyze and identify discrepancies within data sets to identify solutionsStrong strategic thinking skills with the ability to translate trends and analyses into actionable recommendationsAbility to align projects with company objectives and discuss actionable insights with stakeholdersEffective communication across diverse audiencesAbility to handle ambiguity while striving for clarityEducation, Experience & Certifications3-5+ years of experience in analytics-focused roles requiredExperience in life insurance or actuary preferredProgression towards actuarial exams or data science certificates is a plusBachelor's Degree or equivalent experience requiredMaster's Degree in Data Analysis, Data Science, Statistics, or Actuarial Science preferredAdvanced proficiency in Database Management Software (WinSQL, dBeaver, or equivalent), PowerBI, and MS Office suite requiredProficiency in Palantir Foundry and programming language (Python, R, or equivalent) preferredExperience in the Life Insurance or medical industry is a plusFLSA StatusThis position is exempt (not eligible for overtime pay): YesOur BenefitsDay one health, dental, and vision insurance401(k) Plan with competitive employer matchVacation, sick, holiday and volunteer time offLife and disability insuranceFlexible Spending Account & Health Savings AccountProfessional developmentTuition reimbursementCompany-sponsored social and philanthropy eventsIt has been and will continue to be the policy of Primerica, Inc., and its subsidiaries to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, sex, color, religious creed, religion, national origin, citizenship status, age, disability, pregnancy, ancestry, military service or veteran status, genetic or carrier status, marital status, sexual orientation or any classification protected by applicable federal, state or local laws.At Primerica, we believe that diversity and inclusion are critical to our future and our mission - creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.#J-18808-Ljbffr
