Sr. Dealer Financial Review & Examination Manager (260000EV) Hyundai Capital America (HCA) helps people move forward by delivering innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide through Hyundai Motor Finance, Genesis Finance, and Kia Finance.We're a company driven by growth, innovation, and people. At HCA, you'll find opportunities to build new skills, expand your career, and make a real impact—while working in a diverse, inclusive, and values‑driven environment.Work Model #LI-OnSite (4 days a week)What You Will Do We're seeking a senior credit risk professional to conduct independent, on‑site financial reviews of automobile dealerships nationwide. In this role, you'll travel extensively across the U.S. to assess dealer cash flow, liquidity, working capital, and overall financial condition through hands‑on reviews of books, records, and bank activity. Your work will support both new loan originations and existing credit relationships by providing clear, objective financial insight to Commercial Risk and Credit leadership—while remaining independent of underwriting and approval decisions. This is a highly visible role for candidates who enjoy field‑based analysis, travel, and applying sound judgment to complex credit and risk situations. You'll play a key part in safeguarding portfolio quality, supporting criticized asset decisions, and strengthening overall credit risk governance.How You Will Make an Impact Conduct on‑site financial reviews of new and existing commercial borrowersReview books, records, accounting systems, and bank activity for accuracy and reliabilityAnalyze cash flow, liquidity, working capital, and balance sheet integrityPerform bank reconciliations and assess true available cashIdentify financial weaknesses, trends, and risk indicatorsRecommend financial statement and working capital adjustmentsPrepare concise field examination and credit review reportsSupport risk grading, watchlist/criticized asset decisionsProvide independent financial analysis for workouts, restructurings, and special situationsPartner with Commercial Risk, Credit, and Legal while maintaining second‑line independenceQualifications 8+ years of commercial credit, financial analysis, field exams, or risk oversight in Dealer Financial Services, Commercial Banking, Commercial Credit Review, or Forensic AccountingBachelor's degree in Accounting, Finance, or related fieldCPA, CFE, or CFA a plusDeep understanding of cash flow, liquidity, and working capitalStrong experience with Credit risk grading frameworksClear, confident communicator with strong judgmentAbility to engage with senior leadership and borrower management teamsExperience with criticized assets or special situations a plusAbility to travel and conduct assessments on site at dealer locationsBenefits Hybrid work schedule offering 4 on‑site days and 1 remote day per weekVehicle benefits designed around your role, including monthly allowances and purchase and lease discountsFlexible health coverage with medical, dental, and vision plans, including no‑cost and low‑cost optionsAnnual employer HSA contribution to help offset healthcare expenses401(k) with company match and immediate vesting, so you can start building your future from day one100% company‑paid life and disability insurance for added peace of mindWellbeing programs at no cost to you, including gym benefits and health resourcesGenerous parental leave to support growing familiesPaid Volunteer Time Off, plus a company donation to a charity of your choiceEqual Employment Opportunity Our Company is an equal opportunity employer committed to fostering a diverse, inclusive, and respectful workplace—because we believe diversity builds stronger teams. We comply with all applicable federal, state, and local equal employment opportunity laws and do not discriminate on the basis of race, religion or creed, color, national origin, ancestry, caste, citizenship, sex or gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, medical condition, genetic information, marital status, family care or medical leave status, military or veteran status, political affiliation, or any other characteristic protected by law. Information provided during the application process is requested in good faith and will be used solely in accordance with applicable employment laws.#J-18808-Ljbffr
